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SJ Investimentos
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Terms of Use

These terms govern the use of the website of SJ Investimentos and the relationship between our firm and the individuals and companies that interact with us.

Service provider: SJ INVESTIMENTOS, CONSULTORIA EM GESTAO EMPRESARIAL E ADMINISTRACAO DE BENS LTDA — CNPJ 42.633.320/0001-29.

Registered office: Av. Augusto de Lima, 479, Centro, Belo Horizonte / MG, CEP 30.190-005, Brazil.

Contact: sjinvestimentos2021@gmail.com · +55 (31) 3146-2828.

Last updated: January 2026.

1. Acceptance of terms

By accessing or using the website of SJ Investimentos, Consultoria em Gestao Empresarial e Administracao de Bens Ltda (hereinafter "SJ Investimentos"), you acknowledge that you have read, understood and agreed to these Terms of Use. If you do not agree with any part of these terms, please do not use our website.

2. About SJ Investimentos

SJ Investimentos is a Brazilian company duly incorporated under the laws of the Federative Republic of Brazil, registered with the Brazilian Federal Revenue Service under CNPJ 42.633.320/0001-29, with registered office at Av. Augusto de Lima, 479, Centro, Belo Horizonte / MG, CEP 30.190-005.

Our primary economic activity is business management consulting (Brazilian economic classification 70.20-4-00). As a secondary activity, we also work with the purchase and sale of the firm's own real estate assets (classification 68.10-2-01).

3. Purpose of the website

The website of SJ Investimentos is informational. It exists to present our firm, describe the services we offer, provide our contact information and allow prospective clients to reach us. The website is not a transactional platform: no products or services are purchased or paid for through the website itself. Formal engagements are established through direct commercial contact between the client and SJ Investimentos.

4. Permitted use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of the website by, any third party. In particular, you agree not to:

5. Intellectual property

All content on this website — including but not limited to text, layout, graphics, logos, trade names and the general visual identity — is the property of SJ Investimentos or is used with the permission of the respective rights holders. Content may be viewed and read for personal, non-commercial informational purposes. Any other use, including reproduction, distribution or public display, requires prior written authorization from SJ Investimentos.

6. Consulting engagements

Any consulting or advisory service provided by SJ Investimentos to a client is governed by a specific engagement agreement executed between the client and the firm, which sets out the scope of work, deliverables, fees, payment terms and applicable confidentiality obligations. Information presented on this website is descriptive of our general practice and does not, by itself, create any contractual obligation.

All services rendered are invoiced under CNPJ 42.633.320/0001-29 and delivered directly by our own team. SJ Investimentos does not operate through affiliates, resellers or intermediaries.

7. Limitation of liability

The information available on this website is provided in good faith and reflects the general practice of SJ Investimentos at the time of publication. It does not constitute specific management, financial, tax or legal advice for any particular situation. Specific advice can only be provided within the scope of a formal engagement with the firm. To the fullest extent permitted by law, SJ Investimentos shall not be liable for any decision made solely on the basis of the general information contained on this website.

8. External links

Our website may contain links to third-party websites for reference purposes. SJ Investimentos does not control the content of external websites and is not responsible for their content, privacy practices or availability.

9. Privacy

The processing of personal information collected through this website is governed by our Privacy Policy, which is an integral part of these Terms of Use.

10. Changes to these terms

SJ Investimentos may update these Terms of Use from time to time to reflect changes in its activities or in applicable law. The most recent version will always be available on this page, with the "Last updated" date indicated at the top. Continued use of the website after any update constitutes acceptance of the revised terms.

11. Governing law and jurisdiction

These Terms of Use are governed by the laws of the Federative Republic of Brazil. Any dispute arising out of or relating to these terms or the use of the website shall be submitted to the courts of the judicial district of Belo Horizonte, State of Minas Gerais, to the exclusion of any other, however privileged it may be.

12. Contact

For any questions regarding these Terms of Use, please contact us at:

SJ INVESTIMENTOS, CONSULTORIA EM GESTAO EMPRESARIAL E ADMINISTRACAO DE BENS LTDA
Av. Augusto de Lima, 479, Centro, Belo Horizonte / MG · CEP 30.190-005
Email: sjinvestimentos2021@gmail.com
Telephone: +55 (31) 3146-2828